Car Parks
Buying a car park?
We arrange the finance. You get the keys.
A car park is an income-producing land asset with almost no operating complexity. Lenders assess it much as they would any commercial property investment, with the site value underpinning the facility and the income servicing it.
Getting the right outcome means finding lenders who genuinely understand car park businesses — funders who read the numbers that actually drive the value rather than simply looking for property to lend against.
We are acquisition finance and loans brokers, not lenders. We package your application, present it to the funders most likely to approve it, and manage the process from first conversation through to completion. We also arrange government-backed facilities — helping buyers access up to £2 million toward their purchase where the criteria are met.
Every acquisition is different. Tell us about the business. We will take it from there.
For the wider funding options, explore business acquisition finance.
01 — Who we help
First-time buyers, experienced operators, and everyone in between
First-time commercial investors
Buyers acquiring a straightforward income-producing asset with minimal day-to-day management.
Property investors diversifying
Investors adding car parking to a wider commercial portfolio for yield and future development value.
Parking operators expanding
Operators acquiring additional sites to add density within an existing management network.
Owner-occupier businesses
Businesses acquiring parking adjacent to their own premises for staff, fleet or customer use.
02 — The opportunity
What can we help you buy?
We arrange acquisition finance and loans for car parks across the UK — from small town-centre sites to multi-storey and station car parks.
Town centre surface car parks
Open sites with tariff income, low running costs and, in many cases, longer-term development potential. The asking prices for leasehold and freehold car parks typically range from £250,000 to £10m.
Multi-storey car parks
Larger structures with higher income and a corresponding capital expenditure programme to plan for.
Station and airport parking
Commuter and travel parking with high season-ticket and pre-booked income.
Contract and season ticket parking
Sites let largely to businesses on annual contracts, giving a booked income floor.
Car parks with development potential
Sites where the parking income services the debt while a longer-term planning strategy is pursued.
Operator-managed sites
Parks run under a management agreement, where the income is assessed net of the operator's fee.
03 — The transaction
What can we finance?
The Business Purchase
Funding to buy a trading business, including goodwill and the business assets.
The Freehold
Funding for the purchase of the premises from which the business operates.
The Leasehold
Funding to buy a business operating from leased premises.
Fixtures, Fittings and Equipment
Where appropriate, funding can also take account of the assets required to operate the business.
Working Capital
Depending on the transaction, we can arrange funding for the initial working capital required after you take ownership.
Every deal is assessed on its own merits — not every element of every purchase will be financeable, and we'll tell you plainly what is and what isn't.
04 — The lender's view
What will lenders look at?
Lenders want to see a professionally prepared funding application. They want to know that the business is viable, that the proposed borrowing is affordable and that their loan can be repaid as agreed.
We use our proven iLendi Six™ method to build a strong funding application around the things lenders need to understand about your purchase.
Read more about the iLendi Six™05 — The funding
How much can you borrow?
Every purchase is different. The amount you can borrow will depend on the business, its trading performance, the purchase price, your circumstances and the structure of the transaction.
For car parks, lenders will focus on the independent valuation of the site, space count and occupancy by time of day, tariff and season ticket income, planning use and any lease over the land, and the condition of barriers, ANPR and payment equipment.
We arrange funding across the UK and work with you to find the financing solution that best fits the purchase.
06 — The completion
The iLendi Approach
Three steps from finding the business to owning it.
01
The Discovery
You have just found the business you want. You tell us all about it.
02
The Finance
You need financing to buy the business; we find the money.
03
The Completion
We stay by your side through to legal work completion and the business is yours.
Common questions
Buying a car park — your questions answered
How much deposit do I need to buy a car park?+
Most car park acquisitions are funded with a deposit of around 20% to 30% of the purchase price, though this varies with the strength of the trading figures, whether the deal includes freehold property, and your own experience. Where there is property security or a particularly strong trading history, lenders can sometimes go further.
Can I borrow against goodwill when buying a car park?+
Yes. Specialist acquisition lenders will lend against goodwill where the trading history supports it, which is essential for leasehold deals with no bricks-and-mortar security. The application has to be presented so the underwriter can see the sustainable, transferable earnings behind that goodwill.
How long does it take to arrange finance to buy a car park?+
Indicative terms are usually available within 48 hours of your enquiry. A full offer typically follows within two to four weeks, with completion driven mainly by valuation and the pace of the legal work on both sides.
Is iLendi Capital a lender or broker?+
iLendi Capital is an acquisition finance and loans broker, not a direct lender. We work with buyers across the UK to prepare their funding applications, introduce them to the lenders most likely to approve them, and manage the deal through to completion. We also specialise in government-backed facilities, helping you secure up to £2m toward your purchase.
Keep exploring
Related businesses we fund
Buyers of car parks often look at these neighbouring sectors too.
Found your car park?
Let's find the finance.
Begin your funding process
Start with a conversation.
Tell us what you want to buy and an experienced funding specialist will call you back same day to discuss how we can help.
Other ways to contact us
Send an email:enquiries@ilendicapital.co.ukCall us: +44 (0)20 3488 8126We'll open WhatsApp with: "Hello iLendi Capital — I'm looking at buying a business and would like to talk."